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Interest rate environment

YIELD ON TEN-YEAR GERMAN FEDERAL BONDS / %

H 1
2022

2021

Change
(percentage points)

Average yield

0.63

–0.31

+0.94

Highest yield

1.76

–0.06

+1.82

Lowest yield

–0.13

–0.62

+0.49

Final yield as of June 30

1.37

–0.18

+1.55

Source: Thomson Reuters (daily closing prices)

The sustained high inflation rates worldwide led to a rethink of the central banks’ interest rate policies. While the US Federal Reserve Bank had already been raising interest rates, the ECB initially announced such a step for July 2022 and then also implemented it more clearly than previously expected. As a result, the main refinancing rate returns to a positive value for the first time in six years. At the same time, the international central banks’ bond-buying programs are coming to an end. In this environment, yields on securities rose sharply. The yield curve for German Federal Government bonds with a residual maturity of more than one year was then consistently in positive territory.

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