Business development

Interest rate environment

Yield on ten-year German Federal bonds / %

H 1

2023

2022

Change (percentage points)

Average yield

2.36

1.19

+1.17

Highest yield

2.77

2.57

+0.20

Lowest yield

1.92

–0.19

+2.11

Final yield as of Jun 30

2.39

2.56

–0.17

Source: Thomson Reuters (daily closing prices)

The previous year’s strong rise in yields in the euro bond market came to a halt in the course of the first half of 2023. Continuing high inflation rates, which have eased in the course of the year to date, brought an end to the upward trend and resulted in current yields slightly below the recent highs. By contrast, money market rates during the business year continued to rise, supported by interest rate hikes by central banks, meaning that the inverse yield curve remains in place.

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